  {"id":6305,"date":"2024-06-07T11:53:16","date_gmt":"2024-06-07T16:53:16","guid":{"rendered":"https:\/\/www.macalester.edu\/human-resources\/?page_id=6305"},"modified":"2024-06-10T14:32:21","modified_gmt":"2024-06-10T19:32:21","slug":"planning-for-medicare","status":"publish","type":"page","link":"https:\/\/www.macalester.edu\/human-resources\/benefits\/planning-for-medicare\/","title":{"rendered":"Planning for Medicare"},"content":{"rendered":"<p>Macalester&#8217;s HR team receives many Medicare related questions each year from folks who are thinking about retirement or close to the Medicare eligibility age.  Medicare is not an area that our team specializes in and by regulation can&#8217;t advise on it so we have partnered with The Breitenfeldt Group to be your go-to resource. They are committed to helping you with your health insurance needs. If you are seeking Medicare guidance and\/or education, their licensed advisors will help you plan and review all options available. Together you will create a roadmap to guide you on what steps to take and when to take them. This resource is available to spouses, domestic partners, family members, and friends. And the best part is, there are never any fees for their services!<\/p>\n\n\n\n<p><\/p>\n\n\n<accordion-container\n    tag=\"section\"\n    class=\"accordion-group block-container\"\n    >\t\n\t<div class=\"accordion-group__outer\">\n\t    \t    <ul class=\"accordion-group__list\">\n\t        \t            <li class=\"accordion-group__list-item\">\n\t                <accordion-container-header\n\t                    tag=\"h3\"\n\t                    class=\"accordion-group__item-heading\"\n\t                >\n\t                    <accordion-container-header-button\n\t                        class=\"accordion-group__heading-button\"\n\t                        controls=\"accordion-group-1\"\n\t                        id=\"accordion-group-heading-button-1\"\n\t                    >\n\t                        <span class=\"accordion-group__button-text\">What does a Breitenfeldt Advisor Specialize in?<\/span>\n\t                        <span class=\"accordion-group__icon-wrap\">\n\t                        \t<svg aria-hidden=\"true\" class=\"base-symbol accordion-group__button-icon\" viewbox=\"0 0 12 12\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t    <use xlink:href=\"\/wp-content\/themes\/macalester-2020\/dist\/svgs\/symbol-plus-small.svg#icon\"\/>\n\t\t\t\t\t\t\t\t<\/svg>\n\t                        <\/span>\n\t                    <\/accordion-container-header-button>\n\t                <\/accordion-container-header>\n\t                <accordion-container-panel\n\t                    id=\"accordion-group-1\"\n\t                    class=\"accordion-group__item-panel\"\n\t                >\n\t                    <div class=\"accordion-group__item-panel-inner\">\n\t                        <p><p>The Breitenfeldt Group&#8217;s focus is to educate and advise on all your Medicare and Individual\/Family health insurance options. They will help create a strategy that makes sense for your situation. Whether you are looking for an immediate solution or wanting to start planning years before action is needed, they will help guide you every step of the way.<\/p>\n<ul>\n<li><strong>Medicare Health and Prescription Plans<\/strong> &#8211; They are licensed in Minnesota, Wisconsin, North Dakota, South Dakota, Iowa, Illinois, Arizona, Texas, and Florida.<\/li>\n<li><strong>Individual and Family Plans<\/strong> &#8211; They are licensed in Minnesota and Wisconsin &#8211; both on and off-\u00a0 health insurance exchanges.<\/li>\n<li><strong>Planning for health insurance in retirement<\/strong> &#8211; They work with employer sponsored insurance to provide a smooth transition for those moving into retirement.<\/li>\n<li><strong>Comparing plan options for various companies<\/strong> &#8211; As independent brokers, they are able to provide comprehensive plan choices from a variety of insurance carriers.<\/li>\n<li><strong>Enrollment assistance<\/strong> &#8211; They eliminate the guesswork when it comes to paperwork and serves as a guide during the enrollment process.<\/li>\n<\/ul><\/p>\n\t                    <\/div>\n\t                <\/accordion-container-panel>\n\t            <\/li>\n\t        \t            <li class=\"accordion-group__list-item\">\n\t                <accordion-container-header\n\t                    tag=\"h3\"\n\t                    class=\"accordion-group__item-heading\"\n\t                >\n\t                    <accordion-container-header-button\n\t                        class=\"accordion-group__heading-button\"\n\t                        controls=\"accordion-group-2\"\n\t                        id=\"accordion-group-heading-button-2\"\n\t                    >\n\t                        <span class=\"accordion-group__button-text\">Getting Started with Breitenfeldt<\/span>\n\t                        <span class=\"accordion-group__icon-wrap\">\n\t                        \t<svg aria-hidden=\"true\" class=\"base-symbol accordion-group__button-icon\" viewbox=\"0 0 12 12\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t    <use xlink:href=\"\/wp-content\/themes\/macalester-2020\/dist\/svgs\/symbol-plus-small.svg#icon\"\/>\n\t\t\t\t\t\t\t\t<\/svg>\n\t                        <\/span>\n\t                    <\/accordion-container-header-button>\n\t                <\/accordion-container-header>\n\t                <accordion-container-panel\n\t                    id=\"accordion-group-2\"\n\t                    class=\"accordion-group__item-panel\"\n\t                >\n\t                    <div class=\"accordion-group__item-panel-inner\">\n\t                        <p><h3><strong>Connect with the Breitenfeldt Team<\/strong><\/h3>\n<p>Call their designated team to start the conversation at 1-877-732-7499. Press 2 after dialing, and their team will gather basic information and connect you with an advisor.<\/p>\n<h3><strong>Plan<\/strong><\/h3>\n<p>An advisor will work directly with you to create your unique health insurance roadmap. During this stage, they will work with you to determine what strategy makes the most sense for your lifestyle. The Breitenfeldt Group is here to guide you every step of the way.<\/p>\n<h3><strong>Action<\/strong><\/h3>\n<p>Your advisor will assist you will all the necessary steps, making coverage comparison or enrollment into your selected health insurance plan seamless.<\/p><\/p>\n\t                    <\/div>\n\t                <\/accordion-container-panel>\n\t            <\/li>\n\t        \t            <li class=\"accordion-group__list-item\">\n\t                <accordion-container-header\n\t                    tag=\"h3\"\n\t                    class=\"accordion-group__item-heading\"\n\t                >\n\t                    <accordion-container-header-button\n\t                        class=\"accordion-group__heading-button\"\n\t                        controls=\"accordion-group-3\"\n\t                        id=\"accordion-group-heading-button-3\"\n\t                    >\n\t                        <span class=\"accordion-group__button-text\">Advisor Contact Information and Resources<\/span>\n\t                        <span class=\"accordion-group__icon-wrap\">\n\t                        \t<svg aria-hidden=\"true\" class=\"base-symbol accordion-group__button-icon\" viewbox=\"0 0 12 12\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t    <use xlink:href=\"\/wp-content\/themes\/macalester-2020\/dist\/svgs\/symbol-plus-small.svg#icon\"\/>\n\t\t\t\t\t\t\t\t<\/svg>\n\t                        <\/span>\n\t                    <\/accordion-container-header-button>\n\t                <\/accordion-container-header>\n\t                <accordion-container-panel\n\t                    id=\"accordion-group-3\"\n\t                    class=\"accordion-group__item-panel\"\n\t                >\n\t                    <div class=\"accordion-group__item-panel-inner\">\n\t                        <p><p><strong>Phone:<\/strong> 1-877-732-7499<\/p>\n<p><strong>Email:<\/strong> <a href=\"mailto:MyAdvisor@BGhealthplans.com\">MyAdvisor@BGhealthplans.com<\/a><\/p>\n<p><strong>Website<\/strong>: <a href=\"https:\/\/bghealthplans.com\/\">https:\/\/bghealthplans.com\/<\/a><\/p>\n<p><a href=\"https:\/\/bghealthplans.com\/medicare\/\">The Breitenfeldt Group&#8217;s Medicare FAQ<\/a><\/p>\n<p>Medicare can be complicated, that&#8217;s why having a broker will help make this process a lot easier.\u00a0 Read about the <a href=\"https:\/\/bghealthplans.com\/benefits-of-a-broker\/\">Benefit&#8217;s of a Broker<\/a> from The Breitenfeldt Groups website.<\/p>\n<p>The Breitenfeldt Group holds free presentations on the Basics of M<span class=\"il\">edicare<\/span>\u00a0multiple times a\u00a0month throughout the Twin Cities. Check out their\u00a0<a href=\"https:\/\/bghealthplans.com\/events-calendar\/\">event calendar<\/a>\u00a0to see when and where those will be held.<\/p><\/p>\n\t                    <\/div>\n\t                <\/accordion-container-panel>\n\t            <\/li>\n\t        \t    <\/ul>\n\t<\/div>\n<\/accordion-container>","protected":false},"excerpt":{"rendered":"<p>Macalester&#8217;s HR team receives many Medicare related questions each year from folks who are thinking about retirement or close to the Medicare eligibility age. Medicare is not an area that our team specializes in and by regulation can&#8217;t advise on it so we have partnered with The Breitenfeldt Group to be your go-to resource. They [&hellip;]<\/p>","protected":false},"author":290,"featured_media":0,"parent":2106,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-6305","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/pages\/6305","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/users\/290"}],"replies":[{"embeddable":true,"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/comments?post=6305"}],"version-history":[{"count":25,"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/pages\/6305\/revisions"}],"predecessor-version":[{"id":6427,"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/pages\/6305\/revisions\/6427"}],"up":[{"embeddable":true,"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/pages\/2106"}],"wp:attachment":[{"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/media?parent=6305"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}